Archive: 'Jul 2022' :

Will you be able to afford to retire?

FORO – the fear of running out – is a very real issue in Australia. AMP’s Financial Wellness research indicates that almost 50% of Australians are worrying that they don’t have enough money for retirement. The realisation that you may someday soon be living off your retirement savings can be hard to confront. FORO often […]

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What are some of the common mistakes that young people make with super?

People in their 20s and 30s tend to not do much with their super, and that can be a mistake in itself. It could leave them with a large gap between what they’re capable of contributing in the last 10-15 years before retirement and the level of income they want to retire on. Lots of […]

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Tips to reduce your debts before you retire

While many Aussies will carry some debt into retirement, the good news is, there are a number of things you could do now while you’ve still got time on your side and earning an income. Get serious about having a budget A good starting point when it comes to setting up a workable budget (so […]

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Tax deductible donations: Get the most out of giving back

Donating to a charity or cause you care about is a win-win for both you and the charity. Charities rely on the generosity of donors to help them do their work, while you get the satisfaction of supporting a worthy cause. Even better, many donations are tax deductible, meaning they reduce your assessable income. Here’s […]

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Building an investment portfolio with pocket change

The concept of investing in shares or other investment products can put a lot of people off. It can be difficult to understand, the share market is intimidating, and investment brokers generally only deal with people who have a lot of money to invest. Micro-investing came about as a way to help more people get […]

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What is financial planning?

If you could achieve your financial goals by simply putting money away in the bank, you wouldn’t need a financial plan. Unfortunately, life is a little more complex – it’s hard to understand the intricacies of investment, taxation and ever-changing rules and regulations, so you need professional help. Yet many of us resist seeking advice, […]

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Teaching your kids to spend wisely

There are many reasons we fall into the trap of overspending. One reason is we get bombarded with very effective advertising on social media where data scientists and algorithms seem to know what we will be tempted by before we do. Perhaps we are emotional spenders and buy things because it feels good. Maybe we’re […]

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Don’t just dream it. If you have goals for the future, we can help you reach them sooner.  Talk to us today.

Regardless of where you are in life, everyone can benefit from financial advice from a qualified professional. Whether you’re just starting out, saving for your first home, looking to invest in property or shares or planning for retirement an effective financial strategy can help you to reach your goals sooners. Our approach is an open […]

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Do I need insurance cover?

“Do I really need this insurance?” It’s probably a question you’ve asked at some point when deciding whether to part with your money. But maybe the real question should be “What if I became ill, how would we cope?” Your health and wellbeing is the most important asset you have, so it pays to put […]

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8 indicators you may not be ready to retire

Retirement is a period of life that many people spend years dreaming about: the chance to finally leave work behind and enjoy much-needed time with family and friends. While it’s natural to be excited about retirement, it’s worth getting all your ducks in a row before you say goodbye to work – and a regular […]

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3 out of 4 households in Australia have debt

3 out of 4 households in Australia have debt, and of those, 30% have accumulated debt more than 3 times their annual disposable income. It can be really challenging to get on top of debt and to find ways to pay it down, especially when interest rates are rising. However, a financial adviser can help. […]

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