Dollar Cost Averaging

Trading on the share market is widely regarded as being motivated by two powerful human emotions; fear and greed.   In recent weeks, share market volatility has many investors fearful and compelled some to sell off their investments. More often than not, basing investment decisions on emotions and following the herd tends to be a poor […]

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September Economic Update 2015

Australia The RBA left the official cash rate on hold at 2% at its meeting on 1 September 2015 where it has remained since May this year. In making its decision the Board noted that “the global economy is expanding at a moderate pace, with some further softening in conditions in China and east Asia […]

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When you retire but your partner doesn’t

Many couples dream of sharing a life of leisure together. But what happens when things get out of sync? When we think of retirement, we often imagine a happy couple strolling hand in hand on the beach. But even if you and your partner are similar ages, chances are you won’t retire at the same […]

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Funeral Insurance: a morbid idea or a smart strategy?

It’s difficult to watch television these days without being bombarded with advertising from insurance companies, the latest trend offering low cost funeral insurance. It seems so easy, pick up the phone and within a matter of minutes you can be covered for the cost of your funeral. None of us want to pass on financial […]

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